RadarScope: SAP — Analiza Fundamentala

Market Cap

$256.1B

P/E Ratio

27.4

Profit Margin

20.8%

ROE

18.0%

📈 Earnings Report — 2026-07

Ultimul trimestru raportat

EPS Actual

$1.85

▼ 8.0% QoQ▲ 8.8% YoY

EPS Estimat

Miss by 7.5%

Revenue Actual

$11.24B

▲ 0.5% QoQ▲ 5.8% YoY

Revenue Estimat

$11.30B

Miss by 0.5%

Istoric Ultimele 4 Trimestre

2026-07

EPS Actual

$1.85

EPS Est.

Revenue

$11.24B

Beat/Miss

Miss by 7.5%

2026-04

EPS Actual

$2.01

EPS Est.

$1.92

Revenue

$11.19B

Beat/Miss

Beat by 4.7%

2026-01

EPS Actual

$1.89

EPS Est.

$1.77

Revenue

$11.55B

Beat/Miss

Beat by 6.8%

2025-10

EPS Actual

$1.86

EPS Est.

$1.69

Revenue

$10.63B

Beat/Miss

Beat by 10.1%

Urmatorul Raport

Data

2026-10-21

EPS Estimat

$2.04

Revenue Estimat

$11.50B

💰 Dividende Recente

2026-05

$2.941

Yield: 1.71%

Plata: 2026-05

2025-05

$2.63

Yield: 0.91%

Plata: 2025-05

2024-05

$2.391

Yield: 1.25%

Plata: 2024-05

2023-05

$2.233

Yield: 3.68%

Plata: 2023-05

📊 Scoruri Companie

Crestere 8/10

Revenue & Profit Growth

Evaluare 5/10

P/E · P/B · P/S

Calitate 10/10

Marje · ROE · Datorii

Risc 5/10

Beta · Market Cap

📈 Date Financiare Istorice in miliarde USD

💰 Revenue

📊 Net Profit

💵 Cash Flow

Operating (albastru) · Free (violet)

🏦 Cash & Datorii

Cash (verde) · Long-term Debt (rosu)

💸 Operating Expenses

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📖 Indicatorii lui Lynch — concluzii rapide dupa Peter Lynch

PEG — P/E in contextul cresterii

SCUMP

PEG 4.15 · cu dividend 3.46 · crestere EPS ~6.6%/an. Regula Lynch: ~1 corect, sub 0.5 foarte atractiv, peste 2 scump.

P/E vs istoria proprie si sectorul

P/E acum 27.4.
vs media proprie 5 ani (45.1): SUB media sa
vs sector Technology (43.5): SUB sector
Lynch: compara P/E cu propria istorie si media industriei, nu in absolut.

Procentul din vanzari (concentrare produs)

CONCENTRAT PE 1 PRODUS

Cloud 83% · Services 17%
Lynch: un produs genial care aduce sub ~10% din venituri nu misca actiunea.

Cash si datorie

CASH NET POZITIV

Cash net pe actiune $1.46 (~1% din pret e deja acoperit de bani lichizi).
Tip datorie: OK — TERMEN LUNG — majoritar pe termen lung (obligatiuni = timp de manevra). Scurt $2.0B / Lung $6.0B.

Marje de profit

MARJE SOLIDE

Bruta 73.2% · Operationala 27.7% · Neta 20.8%. Marje mari — de regula castigatorul pe termen lung din industrie.

Inventare vs vanzari

FARA STOCURI

Firma fara stocuri semnificative (servicii / software) — indicatorul nu se aplica.

Povestea in 2 minute

De ce o detii: Analiza AI (verdict, bull case, bear case) este disponibila pe planurile Trader si Elite.
Ce trebuie sa mearga bine: Disponibil pe Trader / Elite
Obstacole: Disponibil pe Trader / Elite
Lynch: daca nu poti explica coerent in 2 minute de ce o detii, nu o intelegi.

🔬 Analiza Fundamentala Avansata · an fiscal 2025-12-31

🏦 Altman Z-Score

8.04 ZONA SIGURA

X1 Capital de lucru / Active	0.04	x1.2
X2 Profit reportat / Active	0.673	x1.4
X3 EBIT / Active	0.153	x3.3
X4 Capitalizare / Datorii	10.033	x0.6
X5 Vanzari / Active	0.523	x1.0

Praguri Altman (1968): >2,99 sigur · 1,81–2,99 gri · <1,81 pericol de faliment

💪 Piotroski F-Score

8/9 PUTERNIC

✓ROA pozitiv10.18%

✓Cash flow operational pozitiv9.16B

✓ROA in crestere10.18% vs 4.21%

✓Cash flow > Profit net (calitate)9.16B vs 7.16B

✓Datorie pe termen lung in scadere6.0% vs 7.1% din active

✓Lichiditate curenta in crestere1.16 vs 1.12

✓Fara emisiune de actiuni noi1167.6M vs 1166.6M

✗Marja bruta in crestere72.9% vs 73.0%

✓Rotatia activelor in crestere0.52 vs 0.46

9 teste binare (Piotroski, 2000). 8–9 = putere financiara · 0–2 = slabiciune

⚖️ ROIC vs WACC

+9.25pp CREEAZA VALOARE

ROIC (randamentul capitalului)	17.51%
WACC (costul capitalului)	8.26%

Ipoteze (la vedere):
Rata fara risc 4.2% (USD) · Beta 0.76 · Prima de risc 5.5%
Cost capitaluri proprii 8.36% · Cost datorie 6.58% · Impozit efectiv 28.7%

Metode publice: Altman, E. (1968), Journal of Finance · Piotroski, J. (2000), Journal of Accounting Research · ROIC/WACC prin CAPM. Fiecare cifra isi arata componentele si pragurile — poti reface calculul manual.

📊 Metrici Fundamentale

P/E TTM27.4

P/B TTM4.84

P/S TTM5.68

EV/EBITDA14.8

Gross Margin73.2%

Operating Margin27.7%

Net Margin20.8%

ROE18.0%

ROA10.5%

Debt/Equity—

Current Ratio1.15

FCF Yield4.0%

Dividend Yield1.33%

Beta0.76

💰 Venituri & Profit (ultimele trimestre)

Trimestru	Revenue	Gross Profit	Net Income	EPS
2026-06	$9.9B	$7.2B	$2.2B	$1.89
2026-03	$9.6B	$7.0B	$1.9B	$1.66
2025-12	$9.7B	$6.9B	$1.7B	$1.58
2025-09	$9.1B	$6.7B	$2.0B	$1.72

🏢 Profil Companie

CEOChristian Klein

Angajati112019

IPO1995-09-18

Websitehttps://www.sap.com...

52W High$281.37

52W Low$144.97

SAP SE, founded in Walldorf, Germany, in 1972, is a global provider of diverse software applications, technology, and services. The company's core enterprise resource planning (ERP) platform, SAP S/4HANA, offers robust functionalities for finance, risk management, project execution, procurement, manufacturing, supply chain optimization, asset management, and research and development. For human resources, SAP delivers SuccessFactors solutions, which encompass HR and payroll, talent and employee e...

🎯 Score Breakdown

Calitate Companie (Q) 10/10

Risc Speculativ (R) 5/10

Scor AI RadarScope 0/100

VERDICT FINAL

TINE

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