RadarScope: GS — Analiza Fundamentala

Market Cap

$300.3B

P/E Ratio

15.5

Profit Margin

17.8%

ROE

17.0%

📈 Earnings Report — 2026-07

Ultimul trimestru raportat

EPS Actual

$20.98

▲ 19.5% QoQ▲ 92.3% YoY

EPS Estimat

$14.47

Beat by 45.0%

Revenue Actual

$20.34B

▲ 18.1% QoQ▲ 39.5% YoY

Revenue Estimat

$16.22B

Beat by 25.3%

Istoric Ultimele 4 Trimestre

2026-07

EPS Actual

$20.98

EPS Est.

$14.47

Revenue

$20.34B

Beat/Miss

Beat by 45.0%

2026-04

EPS Actual

$17.55

EPS Est.

$16.47

Revenue

$17.23B

Beat/Miss

Beat by 6.6%

2026-01

EPS Actual

$14.01

EPS Est.

$11.7

Revenue

$13.45B

Beat/Miss

Beat by 19.7%

2025-10

EPS Actual

$12.25

EPS Est.

$11.03

Revenue

$15.18B

Beat/Miss

Beat by 11.1%

Urmatorul Raport

Data

2026-10-13

EPS Estimat

$16.42

Revenue Estimat

$17.64B

💰 Dividende Recente

2026-09

$5.0

Yield: 1.78%

Plata: 2026-09

2026-06

$4.5

Yield: 1.62%

Plata: 2026-06

2026-03

$4.5

Yield: 1.80%

Plata: 2026-03

2025-12

$4.0

Yield: 1.72%

Plata: 2025-12

📊 Scoruri Companie

Crestere 9/10

Revenue & Profit Growth

Evaluare 7/10

P/E · P/B · P/S

Calitate 7/10

Marje · ROE · Datorii

Risc 6/10

Beta · Market Cap

📈 Date Financiare Istorice in miliarde USD

💰 Revenue

📊 Net Profit

💵 Cash Flow

Operating (albastru) · Free (violet)

🏦 Cash & Datorii

Cash (verde) · Long-term Debt (rosu)

💸 Operating Expenses

🤖 Analiza RadarScope AI

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📖 Indicatorii lui Lynch — concluzii rapide dupa Peter Lynch

PEG — P/E in contextul cresterii

ATRACTIV

PEG 0.99 · cu dividend 0.89 · crestere EPS ~15.7%/an. Regula Lynch: ~1 corect, sub 0.5 foarte atractiv, peste 2 scump.

P/E vs istoria proprie si sectorul

P/E acum 15.5.
vs media proprie 5 ani (13.0): PESTE media sa
vs sector Financial Services (21.5): SUB sector
Lynch: compara P/E cu propria istorie si media industriei, nu in absolut.

Procentul din vanzari (concentrare produs)

CONCENTRAT PE 1 PRODUS

Global Markets 71% · Investment Management 29% · Platform Solutions 0%
Lynch: un produs genial care aduce sub ~10% din venituri nu misca actiunea.

Cash si datorie

CASH NET POZITIV

Cash net pe actiune $58.18 (~6% din pret e deja acoperit de bani lichizi).
Datorie/Capital 6.04 DATORIE FOARTE MARE — decide supravietuirea in vremuri grele (esential la ciclice si turnarounds).
Tip datorie: OK — TERMEN LUNG — majoritar pe termen lung (obligatiuni = timp de manevra). Scurt $311.2B / Lung $296.2B.

Marje de profit

MARJE SOLIDE

Bruta 57.3% · Operationala 24.8% · Neta 17.8%. Marje mari — de regula castigatorul pe termen lung din industrie.

Inventare vs vanzari

FARA STOCURI

Firma fara stocuri semnificative (servicii / software) — indicatorul nu se aplica.

Povestea in 2 minute

De ce o detii: Analiza AI (verdict, bull case, bear case) este disponibila pe planurile Trader si Elite.
Ce trebuie sa mearga bine: Disponibil pe Trader / Elite
Obstacole: Disponibil pe Trader / Elite
Lynch: daca nu poti explica coerent in 2 minute de ce o detii, nu o intelegi.

🔬 Analiza Fundamentala Avansata · an fiscal 2025-12-31

🏦 Altman Z-Score

0.27 ZONA DE PERICOL

X1 Capital de lucru / Active	0.0	x1.2
X2 Profit reportat / Active	0.091	x1.4
X3 EBIT / Active	0.0	x3.3
X4 Capitalizare / Datorii	0.176	x0.6
X5 Vanzari / Active	0.032	x1.0

Praguri Altman (1968): >2,99 sigur · 1,81–2,99 gri · <1,81 pericol de faliment

💪 Piotroski F-Score

4/9 SLAB

✓ROA pozitiv0.95%

✗Cash flow operational pozitiv-45.15B

✓ROA in crestere0.95% vs 0.85%

✗Cash flow > Profit net (calitate)-45.15B vs 17.18B

✗Datorie pe termen lung in scadere16.4% vs 14.9% din active

✗Lichiditate curenta in cresteren/a

✓Fara emisiune de actiuni noi296.5M vs 310.7M

✗Marja bruta in cresteren/a

✓Rotatia activelor in crestere0.03 vs 0.03

9 teste binare (Piotroski, 2000). 8–9 = putere financiara · 0–2 = slabiciune

Metode publice: Altman, E. (1968), Journal of Finance · Piotroski, J. (2000), Journal of Accounting Research · ROIC/WACC prin CAPM. Fiecare cifra isi arata componentele si pragurile — poti reface calculul manual.

📊 Metrici Fundamentale

P/E TTM15.5

P/B TTM2.49

P/S TTM2.55

EV/EBITDA27.2

Gross Margin57.3%

Operating Margin24.8%

Net Margin17.8%

ROE17.0%

ROA1.0%

Debt/Equity6.04

Current Ratio0.83

FCF Yield-13.8%

Dividend Yield1.67%

Beta1.29

💰 Venituri & Profit (ultimele trimestre)

Trimestru	Revenue	Gross Profit	Net Income	EPS
2026-06	$38.4B	$20.2B	$6.6B	$21.27
2026-03	$17.2B	$16.9B	$5.6B	$17.74
2025-12	$30.1B	$15.6B	$4.6B	$14.21
2025-09	$32.2B	$14.8B	$4.1B	$12.42

🏢 Profil Companie

CEODavid Solomon

Angajati46200

IPO1999-05-04

Websitehttps://www.goldmansachs.com...

52W High$1153.99

52W Low$718.58

The Goldman Sachs Group, Inc. (GS) operates as a prominent global financial services firm, offering an extensive array of services to corporations, financial institutions, governmental bodies, and individuals worldwide. The company's operations are organized into four primary divisions: Investment Banking, Global Markets, Asset Management, and Consumer & Wealth Management. The Investment Banking segment furnishes strategic advisory services covering intricate transactions such as mergers, acquis...

🎯 Score Breakdown

Calitate Companie (Q) 7/10

Risc Speculativ (R) 6/10

Scor AI RadarScope 0/100

VERDICT FINAL

TINE

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